🔐 Four-Part Borrower Risk Search
Protect Your Lending Decisions with Aggressive Due Diligence
Before extending credit, lenders must assess a borrower's true financial condition. Our Four-Part Borrower Risk Search provides powerful insights into hidden liabilities that can impact your secured interest.
1️⃣ UCC Lien Search
What It Does:
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Identifies secured creditors with a legal claim on assets
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Helps determine if your lien would be first in line
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Reveals potential over-leveraging or financial instability
- This search does not cover vehicles.
What We Need:
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🔹 Exact legal name of the debtor
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🔹 State of incorporation
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🔹 Entity type (LLC, Inc., etc.)
2️⃣ Federal Tax Lien Search
What It Does:
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Reveals IRS liens for unpaid federal taxes
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These liens may supersede UCC filings
What We Need:
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🔹 Debtor’s legal name
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🔹 All known addresses & counties
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🔹 Former names/aliases
3️⃣ State & Local Tax Lien Search
What It Does:
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Detects tax liens filed by state or local authorities
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Some may override your secured interests
What We Need:
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🔹 Legal name and Tax ID
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🔹 State(s) of operation
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🔹 DBA (doing business as) names and prior addresses
4️⃣ Judgment, Bankruptcy & Litigation Search
What It Does:
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Finds civil judgments, pending litigation, bankruptcies.
What We Need:
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🔹 Debtor’s legal name, business name & aliases
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🔹 Known addresses or counties
⚠️ Why This Search Matters
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Non-consensual liens (IRS, state, judgments) are often unknown to borrowers
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Uncovered claims could jeopardize your loan security
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Lenders who skip these checks are often first to lose
- Please note, if you wish us to conduct VIN searches on vehicles, this is a separate search. In the United States, these searches are carried out via the Motor Vehicle Departments in each state. We would require the full name, VIN number and the state to conduct a search.
📝 How It Works
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Purchase your search
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Download and complete the intake form
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Submit the completed form to: 📧 duncaninvestigations@mts.net
⏱ Turnaround Time
Three days.
💳 Payment Options
🏆 About Us
Osint Sleuth is a division of Duncan Investigations Inc., Duncan Investigations Inc., is the largest female- owned investigation business in Canada. We are also an award-winning business; receiving awards for the Best Private Investigation Business in Canada from 2021 to 2025 by the Business Review Board. We have an A+ rating with the Better Business Bureau and we are a licensed, bonded and insured business since 1989.