CA$175
A Business Credit Report is like a financial passport for a company. It shows how trustworthy and stable the business is when it comes to handling money—useful for lenders and vendors.
🔒 Lenders – Decide whether to approve loans or credit lines
📦 Suppliers – Evaluate payment behavior before extending net terms
📈 Business Owners & Investors – Monitor and build their company’s credit profile
📋 Due Diligence Reports – For investors or Mergers & Acquisitions
🔎 Investigations & Risk Checks – Spot signs of shell companies or insolvency
💰 Vendor Screening – Avoid late payers or high-risk businesses
For your high-dollar transactions or when you need to know everything from all business bureaus, these reports include:
| Section 🗂️ | What It Includes 📌 |
|---|---|
| 🏢 Company Profile | Business name, address, incorporation date, SIC/NAICS codes, ownership |
| 📊 Credit Summary | Credit score (e.g., PAYDEX, Intelliscore), credit limit, risk category |
| 💸 Trade Payment History | How fast the company pays (on-time, Net-30, overdue, etc.) |
| ⚖️ Public Records | Bankruptcies, judgments, tax liens, lawsuits |
| 📉 Collections Activity | Any debts turned over to collections agencies |
| 🗂️ Property Liens | Liens and claims on business assets by secured creditors |
| 📚 Financials | Revenue, number of employees, financial ratios and financial statements (when available) |
| 🔍 Credit Inquiries | Who’s been checking this business’s credit recently |
These reports also include an OFAC (Office of Foreign Assets Control) Due Diligence Report that advises whether a company is on a list of companies with national security threats.
We will require the following:
Processing of a credit report is immediate. You will have it within 24 hours.